By using the website, you confirm that you are 13 years of age or older or that, if you are under 13 years of age, you are accompanied and directly supervised by a parent or legal guardian. If you are under 13 years of age, please do not access the website without your parent or legal guardian directly supervising you. You agree that if your computer, internet-enabled device, internet connection, and/or facilities (whether owned, leased or borrowed) access or assist users in accessing the websites or services, you will not allow or assist, knowingly or unknowingly, children under 13 years old to access the websites or services except while directly supervised by a parent or legal guardian. You agree that if you do this, you will assume full liability for any consequences, and that under no circumstances (including but not limited to negligence) will AABN, any third-party content provider, or their respective agents be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of or inability to use the sites by users under 13 years of age.
AABN may discontinue, edit, delete or change any aspect of the website, including, but not limited to:
a) Restricting availability times
b) Restricting compatibility with certain computer software or hardware
c) Restricting amounts of use permitted
d) Removing or changing content, features, or material availability on the website and
e) Restricting, suspending or terminating any user’s privilege to use the web site at AABN's sole discretion and without prior notice or liability.
By visiting the AABN website, you consent to the following conditions. AABN may, at its discretion, terminate your account, deny you eligibility to prizes, or deny you access to the AABN website by blocking if it feels you have at any time violated the following eligibility requirements:
a) You must be at least 13 years of age to access the website or its services
b) You agree not to attempt to reverse engineer, breech security measures of or otherwise access AABN website for reasons other than the standard reading and quiz play.
c) AABN's content (text and images) are copyrighted under Nigerian and international law, you therefore agree not to electronically copy or redistribute any content gained from AABN website.
d) You may not use any data mining, automated scripts, bots, information gathering or other automated mechanisms while connected to the AABN website.
e) You may not use AABN website in any way to promote a website, product or services without permission from AABN
f) You agree to and understand that AABN uses IP address logging and may use certain 3rd parties to verify your compliance with these terms.
g) You agree to respect and abide by rules and directions laid out by AABN editors and moderators.
i) You may use the website for lawful purposes only. You may not submit or transmit through the website any information, content or material or otherwise engage in any conflict that:
I. Violates or infringes the rights of others, including without limitation, patent, trademark, trade secret, copyright, publicity, or other proprietary rights;
II. Is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, or tortuous
III. Impersonates any person, business or entity including AABN and its employees or agents
IV. Encourages conduct that would constitute a criminal offense or give rise to civil liability
j)You must publish content or articles or Author Content that include any content or links that are pornographic, defamatory, libelous, tortuous, vulgar, obscene, invasive of privacy, racially or ethnically objectionable, hateful, promotes or provides instructional information about illegal activities, promotes any act of cruelty to animals, or is otherwise offensive.
k) Publish Author Content targeted at children under the age of 13
Author's content and AABN website in general may include links to other sites or resources over which AABN has no responsibility. AABN does not monitor, investigate or check these sites for accuracy or completeness. As a result, AABN is not responsible for the content or advertising on such sites, products or other materials which they may provide, such sites' availability, or any damages caused or alleged to be caused in connection with such external websites. All such external websites included as links in Author's content or accessed by You via the Service is done at Your own risk and with Your own liability.
Although we strive to maintain high standards for this Site, we are under no obligation to regularly monitor the accuracy or reliability of User Generated Content appearing on the Site. Notwithstanding the foregoing, we reserve the right to modify or remove any User Generated Content at any time. Any opinions, advice, statements, services, offers, or other information or User Generated Content expressed or made available by third parties, including other users, are those of the respective author(s) or distributor(s) and not of AABN. AABN neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, information, or statement made on this Site by anyone other than authorized AABN employees acting in their official capacities.
AABN, and the graphic logos associated with it are trademarks of AABN. Any rights not expressly granted herein are reserved.
You agree to defend, indemnify, and hold harmless AABN and its owners, operators, officers, directors, employees, affiliates, and agents, from and against any and all actions, claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including without limitation attorney’s fees) arising from or in connection with:
a) Your use of and access to the website
b) Your violation of any terms or provision of these terms of service
c) Your failure to abide by applicable local, state federal and international law
d) Your violation of any third party right, including without limitation any copyright, trademark, property, or privacy right
e) Any claim that one of your user submissions cause damage to a third party or
f) Any breach of any representation, warranty or agreement made by you in these terms of service. This defense and indemnification obligation survives these terms of service and your use of the website
You hereby release and waive any and all claims, liability and causes of action against AABN arising from or in connection with your use of the website
Your sole and exclusive remedy for any dispute with us is to discontinue your use of the website.
Under no circumstances, including but not limited to negligence, shall AABN, its owners, operators, officers, directors, employees or agents be liable to you for any direct, indirect, incidental, special, punitive or consequential damages whatsoever resulting from any:
a) Use or inability to use AABN including without limitation use of or reliance on information available on AABN, interruptions, errors, defects, mistakes, omissions, deletion of files, delays in operation or transmission, non-delivery of information, disclosure of communicators, or any other failure of performance
b) Errors, mistakes, opinions, or inaccuracies with regards to information available on AABN
c) Any unauthorized access and use of our secure servers and/or any and all personal information and/or financial information stored therein
d) Personal injury and/or property damage of any nature whatsoever, resulting from your use of AABN website
e) Any interruptions or cessation of transmission to or from the website
f) Any bugs, viruses, Trojan horses or the like which may be transmitted to or through our website by any third party
g) Any errors or omission in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted or otherwise made available via the website whether based on warranty, contract or any other legal theory, and whether or not AABN is advised of the possibility of such damages.
The foregoing limitations of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.
Since operation and functionality of the Site depend on factors such as the type of hardware, software, or network you are using, there is a possibility that the Site may not work on your computer, be interrupted or have errors in its operation, or may interfere or even harm the operation of your computer; AABN does not warrant the successful operation of the Site on your computer, and we are not liable for any such problems that result from your use of the Site.
Moreover, the site may contain advice, opinions, instructions and statements from AABN, its users and other content and information providers. This content is intended to be used for informational and entertainment purposes only. You use the site and content at your own risk. We strongly urge you to consult a professional or some other authority in the appropriate field before using any of the content. The site is provided by AABN on an "as is" and "as available" basis. To the maximum extent permitted by law, AABN makes no representations warranties or conditions of any kind, express or implied, as to the operation of the site or the information or content included on the site. AABN makes no representations or warranties that the site will be uninterrupted, error-free, virus-free, secure, or timely. To the maximum extent permitted by law, AABN expressly disclaims all representations, warranties or conditions of any kind, whether express or implied, including but not limited to the implied representations, warranties or condition of merchant ability, fitness for a particular purpose, title, non-infringement and those arising from a course of dealing, trade, usage or performance. We urge you to keep backup copies of content and other materials, if any, that you maintain on or use with the site. If your use of the site results in the need for servicing or replacing property, materials, equipment or data, we are not responsible for any resulting costs or damages.
Without limiting any of the foregoing, AABN makes the following specific disclaimers for the following categories of information:
Investment and Financial Information: The content located on the Site should not be interpreted as financial or investment advice nor should it be interpreted as creating any kind of investment advisor or financial advisor relationship. You should NOT rely upon the financial and investment information or opinions provided herein and you should conduct your own independent research and consult with your personal investment advisor before making an investment or financial decision. You are solely responsible for any investment and financial decisions, omissions or actions you take. Neither AABN, its parent, its affiliates, nor any of their respective agents, employees, information providers or content providers shall have any liability for your financial/investment decisions based upon, or the results obtained from, the content on the Site.
Medical and Health information: The content located on the Site should not be interpreted as medical or health advice. The content should not be used to diagnose, treat or cure any medical or health condition nor should it be interpreted as creating any kind of doctor-patient or health/medical advisor relationship. You should NOT rely upon the medical, health, dietary, nutritional or other professional information or opinions provided and you should always speak to your personal health care provider before beginning, changing or stopping any medication or any treatment for a health problem. You are solely responsible for any decisions, omissions or actions you take based on choosing to seek or not to seek professional medical care, or choosing or not choosing specific treatments. Neither AABN, its parent, its affiliates, nor any of their respective agents, employees, information providers or content providers shall have any liability for your medical, health, dietary or nutritional decisions based upon, or the results obtained from, the content on the Site.
Legal Information: The content located on the Site should not be interpreted as legal advice nor should it be interpreted as creating any kind of attorney-client or legal advisor relationship. You should NOT rely upon the legal information or opinions provided and you should consult with your personal legal advisor; this Site is not a substitute for an in-person consultation with an attorney, as the applicability of the legal principles discussed at this Website may differ substantially in individual situations or in different states or countries. You are solely responsible for any legal decisions or actions you take or omissions you commit. Neither AABN, its parent, its affiliates, nor any of their respective agents, employees, information providers or content providers shall have any liability for your legal decisions based upon, or the results obtained from, the content on the Site.
We make no representation that any content of the website is appropriate or available for use in locations outside Nigeria. Accessing the website from other territories where the content is illegal is prohibited. If you choose to access the websites from a location outside Nigeria, you do so on your own initiative and you are responsible for compliance with local laws.
You agree that the laws of Nigeria govern this contract. You further agree that any disputes, claims that you may have against us will be resolved by a court located in Nigeria, and you agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claims or action
a) Waiving claims that you might otherwise have against us, based on the laws of other jurisdictions, including your own;
b) Irrevocably consenting to the exclusive jurisdiction of and venue in courts in Nigeria over any disputes or claims you have with us; and
c) Submitting yourself to the personal jurisdiction of courts located in Nigeria for the purpose of resolving any such disputes or claims
You agree that we may, at any time and at our sole discretion, with or without cause or any notice to you, terminate these Terms, your access to the Site, and/or your Account, or suspend or block your access to the Site. If applicable law requires us to provide notice of termination or cancellation, we may give prior or subsequent notice by posting it on the Site or by sending a communication to any address (email or otherwise) that we have for you in our records. You will still be liable for any breaches of these Terms and/or obligations incurred before the Terms end. If you use the Site after termination of these Terms, that use will constitute your agreement to the Terms then posted on the Site.
If your Account or access to the Site is terminated for any or no reason, you may no longer have access to the User Generated Content you posted on the Site. In such event, AABN may continue to exploit electronic or printed materials it has created, or developed specific plans to create, that contain such User Generated Content according to the terms contained in this page with respect to removal or modification of User Generated Content previously posted on the Site.